⚠️ 30 Days Notice

Your Payment Crisis Plan.
Ready Now.

50,000 merchants got shut down last year. The survivors had one thing: A ready response for every scenario.

✓ No signup required • ✓ Instant results • ✓ 1,200+ businesses assessed
Built by founders who've been there
SOC 2 Type IIPCI DSSGDPR Ready
34 DAYS REMAINING
VAMP fines begin October 1, 2025 • acquirer portfolios start paying $10 per dispute
Latest rules refresh: Aug 2025
Educational assessments; rules vary by network/acquirer/PSP. Not legal advice.
Program citations (VAMP pp. 67, 79–83)
🔔
PREVENTION
"Chargebacks at 0.7%?"
Stop before 0.75%
Prevent Now →
🚨
CRISIS
"Just got shut down?"
Back online in 48hrs
Recover Now →
📈
SCALE
"Processing $100K+?"
Multi-PSP redundancy
Scale Now →
Free Risk Assessment

VAMP Enforcement Is Coming

Visa's Account Monitoring Program launches globally this year. Calculate your exposure and get a compliance roadmap in under 60 seconds.

1.0%
Dispute Threshold
$10-50
Fine Per Transaction
Q4 2025
Full Enforcement
Calculate My VAMP Risk

Free assessment • No signup required • Instant results

Built for Speed. Designed for Compliance.

Your GuardScore™ Co-Pilot handles the complex compliance work, so you can focus on growing your business.

60 sec

Instant Compliance Check

Real-time analysis of policies, domain setup, and risk indicators. Get your GuardScore™ in under 60 seconds.

Get Your GuardScore™
5 PSPs

Multi-PSP Readiness Engine

Switch processors without starting over. Create a portable profile that underwriters can process faster.

Start Multi-PSP Assessment
24/7

Proactive Risk Prevention

Monitor VAMP thresholds, dispute ratios, and regulatory changes. Get alerted before problems impact processing.

Launch Risk Monitor

Crisis-Ready Implementation Kits

Be ready for any scenario: Prevention, Crisis Recovery, or Scale Infrastructure.

Prevention Kit

$199

The proactive system to stop problems before they start.

  • ✅ **Advanced PSP Forecaster:** See your real rolling reserve costs and contract risks *before* you apply.
  • ✅ **The Stablecoin De-Risking Playbook:** Our proprietary strategy to surgically use crypto and stay under VAMP thresholds.
  • ✅ Rejection-Proof Application Strategy
  • ✅ PSP-Ready Document Templates
  • ✅ 12 months compliance alerts
Timeline: Stop problems before they start
Get: Merchants seeing warning signs or building their first application.

Crisis Recovery Kit

$499

For: MATCH list, frozen funds, processor bans

  • ✅ 48-hour recovery plan
  • ✅ Emergency protocols
  • ✅ MATCH list liberation
  • ✅ Fast-track support
  • ✅ Back to processing in 48-72 hours
Timeline: Back to processing in 48-72 hours
Get: Back online in 48hrs

Scale Infrastructure

$499

For: $100K+ monthly processing

  • ✅ Multi-PSP setup
  • ✅ Compliance automation
  • ✅ Infrastructure templates
  • ✅ Redundancy planning
  • ✅ Built for long-term stability
Timeline: Built for long-term stability
Get: Multi-PSP redundancy

Gaming & iGaming Kit

$499

Complete iGaming compliance system with regional licensing and specialized PSPs

  • ✅ **Regional Licensing Matrix:** US state-by-state, EU MGA, UK UKGC, Curacao pathways
  • ✅ **15+ Gaming-Friendly PSPs:** Specialized processors with optimized 8-15% reserves
  • ✅ **Responsible Gaming Implementation:** Self-exclusion systems, spending controls, problem gambling detection
  • ✅ **Anti-Fraud & AML Systems:** Player verification, transaction monitoring, enhanced due diligence
  • ✅ **Gaming Compliance Automation:** Tax reporting, regulatory filings, marketing compliance
Timeline: Multi-jurisdiction compliance ready
Get: Online gaming, sports betting, casino operators

Specialized Kits & Advanced Solutions

Builder's Starter Kit

From First Dollar to First Round

The missing manual for fintech founders: GTM frameworks, risk strategies, and PSP readiness—guided by your Co-Pilot.

Preview Builder's Kit →

Crypto Founder's Kit

Stay Banked. Stay Compliant.

Navigate evolving requirements, design compliant token models, and secure crypto-friendly banking—with GuardScore™ guidance built in.

Preview Crypto Kit →

High-Risk Industries Kit

Process Without Fear

CBD, gaming, and other "hard-to-bank" verticals get specialized underwriting prep and risk optimization strategies.

Preview High-Risk Kit →

Compatible Everywhere You Process

Stripe
Adyen
Checkout.com
Shopify
Square
PayPal
Compatibility described; no affiliation or endorsement implied.

📚 Free Resources That Actually Work

1-Day Fintech Compliance Guide

From entity setup to accepting payments—step by step with templates.

Access Guide →

GuardScore™ Learning Modules

Interactive training on fraud prevention, risk management, and compliance.

Start Learning →

Brazil PIX MED 2.0 Playbook

iGaming edition

Master the <0.6% dispute requirement and reserve expectations.

Download Playbook →

High-Risk CBD Processing Guide

Underwriting workflows, compliant structures, and approval strategies.

Get CBD Guide →

Need something custom?

Your Co-Pilot can assemble a personalized plan for unique models.

Get Custom Guidance →

Frequently Asked Questions

What is the GuardScore™ Co-Pilot?

An AI-powered compliance assistant that analyzes your business against payment industry rules, identifies risks, and provides actionable recommendations via a conversational interface.

Do I need to sign up or pay?

No. The GuardScore™ check is free; premium kits and advanced features are available after you see your initial score.

Is this legal or financial advice?

No. GuardScore™ provides educational guidance and industry best practices. Consult qualified professionals for legal, financial, or tax advice.

Will GuardScore™ help my PSP application?

Yes. The system helps you assemble standardized documentation, a clear risk assessment, and proactive fixes that reduce back-and-forth—so underwriters can make decisions faster.

What platforms are supported?

GuardScore™ works alongside Stripe, PayPal, Square, Shopify Payments, and 40+ other processors through our multi-PSP framework.

How does the Compliance Passport work?

After your assessment, you receive an HMAC-signed, tamper-evident Compliance Passport (educational credential) you can share with PSPs and partners.

Enterprise-Grade Security & Compliance

🔒
SOC 2-aligned practices
🏦
AES-256 at rest & TLS in transit
🇪🇺
GDPR & CCPA aligned
🧭
Privacy-by-design; minimal data retained