Free Resources & Tools
Compliance tools, calculators, and guides to accelerate your payment success.
Compliance Calculators
VAMP Penalty Calculator
See your Visa Acquirer Monitoring Program risk in seconds
*Educational readiness tool. Program thresholds and fees vary by acquirer. We do not submit applications, negotiate terms, or guarantee approvals.
🇧🇷 PIX Reserve Calculator
Brazil PIX MED 2.0 reserve requirements calculator
*Illustrative thresholds based on current PIX MED guidance. Actual requirements vary by acquirer.
VAMP snapshot: VAMP snapshot: Merchant Excessive = 2.20% (→1.50% Apr 1, 2026, NA/EU/APAC). Acquirer portfolio tiers = 0.70% (Excessive) / 0.50% (Above Standard, Jan 1, 2026). Ratio = (TC40 + TC15) ÷ same-month sales; one fraud can count twice. LAC 1.50% from start; CEMEA/MENA ≈150 count + ≥$75k gate.
Same-month window: RDR/CDRN (TC15) and CE3.0 (TC40) must be recognized in the same data month to exclude from your ratio.
Regional notes: LAC runs at 1.50% from start; CEMEA/MENA uses a lower count gate (~150) with ≥$75k value.
Enumeration (card testing): identified at ≥20% enumerated auth ratio and ≥300,000 attempts in a month (separate track).
*Educational readiness tools. Program thresholds/fees vary by acquirer. We do not submit applications, negotiate terms, or guarantee approvals.
MATCH Recovery Resources
Already terminated? These tools help you understand your situation and recovery options.
MATCH List Status Checker
Are you on the MATCH list? Find out in seconds
- Previous processor name
- Termination date (if known)
- Reason given for termination
*Checks against known patterns. For official status, contact your previous processor.
MATCH Recovery Calculator
See your recovery odds based on your reason code
- Code 04: Excessive Chargebacks (~45% recovery potential)
- Code 12: PCI Non-Compliance (~65% recovery potential)
- Code 05: Excessive Fraud (~30% recovery potential)
- Other reason codes
MATCH Removal Authority Guide
10-day filing strategy vs "wait 5 years" advice
- proven recovery strategies with proper documentation
- Rule 6.8.2 compliance filing procedures
- Evidence pack templates for all reason codes
- Direct acquirer contact strategies that work
Emergency Recovery Guides
- MATCH Code 04: Chargeback recovery strategies
- MATCH Code 12: PCI remediation path
- Just Terminated: 48-hour action plan
- USDC Setup: Accept payments TODAY
Live Processor Approval Rates
*Updated monthly from industry data and documented guidelines
For Clean Merchants:
For MATCH Recovery:
Compliance Guides & Templates
Section 4.3 Stripe Fund Release Guide
87% fund recovery vs 45% generic approach. Accelerated 30-60 day release vs 94-day average.
Access Guide →Emergency High-Risk Setup Guide
48-72 hour emergency processing vs 5-14 day generic timelines. Crisis-specific approval strategies.
Access Guide →1-Day Fintech Compliance Guide
From Wyoming LLC to accepting payments: entity, EIN, basic PCI, first PSP application, fraud controls.
Access Guide →Brazil PIX MED 2.0 Playbook
Understand MED thresholds, reserve logic, timelines, and practical mitigation strategies.
Access Guide →High-Risk CBD Processing Guide
Underwriting expectations, compliant site structure, required policies, and approval strategies.
Access Guide →Templates & Checklists
Document Templates (copy-paste ready)
- Terms of Service (SaaS-optimized)
- Privacy Policy (privacy-by-design)
- Refund Policy (clear, PSP-friendly)
- AML/KYC Policy Framework
- Chargeback Response Templates
Compliance Checklists
- PSP Application Checklist (47 items)
- Website Compliance Audit
- Multi-PSP Orchestration Guide
- High-Risk Merchant Checklist
GuardScore Learning Modules
Self-paced modules covering:
- Business Foundation Setup
- Payment Processing Strategy
- Legal & Compliance Framework
- Risk Management Systems
Get Your Personalized GuardScore
All these resources complement your GuardScore assessment. See exactly where you stand and get custom recommendations.
Launch GuardScore Co-Pilot (~60 sec)Free, no credit card required.
Stay Updated
Weekly Compliance Alerts — Regulatory changes, PSP policy updates, new tools, and risk advisories.