🤖 World's First AI Agent Payment Risk Solution

Secure Autonomous Commerce

Payment Risk Assessment for AI Agents

Real-time ML-powered risk scoring, PSP approval odds prediction for 7 major processors, and compliance verification—purpose-built for autonomous agent transactions.

R²=0.989
AgentScore Accuracy
70K
Training Samples
7 PSPs
Real Approval Odds

The Agentic Commerce Payment Problem

AI agents are beginning to transact autonomously, but no payment processor knows how to assess their risk.

PSPs Reject Agents

Stripe, PayPal, Square have no framework to assess agent transactions. Result: blanket rejections or surprise terminations.

No Risk Standards

Zero industry consensus on what makes an agent "safe" to transact. Developers build blind with no compliance roadmap.

🔥

$Billions at Stake

Autonomous commerce will be a multi-trillion dollar market. Without payment rails, it can't scale.

How AgentGuard Works

Three ML-powered APIs that give agents the payment intelligence they need to transact safely.

API #1: POST /v1/score

Real-Time Risk Score

Submit agent profile → get 0-100 AgentScore + risk band (Excellent/Good/Fair/Poor) in under 500ms.

{ "score": 94.2, "risk_band": "Excellent", "referral_probability": 0.89 }
Model Performance
R² = 0.989
Explains 98.9% of variance
Mean Absolute Error
±1.5 points
95% confidence interval: ±2 points
API #2: POST /v1/psp_odds

PSP Approval Prediction

Get real approval odds for 7 major payment processors. Trained on 70K merchant outcomes. ROC-AUC: 0.906.

81%
Checkout.com
64%
Braintree
63%
PayPal
25%
Stripe
Post-VAMP Oct 2025 Compliance
✓ Visa TAP Integration
+16pp approval lift
✓ Human-in-Loop Detection
+12pp approval lift
✓ Enhanced KYC Scoring
Granular compliance verification
API #3: POST /v1/oracle

Combined Oracle Endpoint

One call → Complete payment readiness report: AgentScore, all PSP odds, risk band, and recommended actions.

Perfect for:
🤖 Agent Dashboards
Real-time payment health monitoring
🔄 Pre-Transaction Checks
Verify payment viability before initiating
📊 Portfolio Analytics
Aggregate risk across agent fleets

Production-Ready Infrastructure

⚡ Sub-500ms Latency

Google Cloud Run with warm instances. Model caching eliminates cold starts.

p95: <700ms | p50: <200ms

🔒 Enterprise Security

API key authentication via Secret Manager. All requests logged to BigQuery for audit.

SOC 2 Type II ready

📈 Auto-Scaling

1 to 10 instances automatically. Handles traffic spikes without manual intervention.

99.9% uptime SLA

🧠 Self-Improving

Monthly retraining with real merchant outcomes. Model drift monitoring via BigQuery.

Automated retraining pipeline

📊 BigQuery Integration

7 BQML models (one per PSP) + prediction audit logs. Full data lineage for compliance.

30-day retention default

🔗 Simple Integration

RESTful JSON API. Python client library included. OpenAPI spec available.

10 minutes to first call

Built for the Agentic Economy

🛒

Shopping Agents

Verify payment readiness before autonomous purchases. Know which PSP will approve the transaction.

💼

AI Marketplaces

Risk-score agent sellers before allowing transactions. Prevent chargebacks with pre-screening.

🤝

Agent-to-Agent Commerce

Mutual risk assessment before transactions. Both parties verify payment compliance.

💳

Subscription Agents

Optimize payment routing for recurring charges. Maximize approval rates across PSPs.

📦

Logistics Agents

Real-time payment verification for autonomous shipping and fulfillment operations.

🎮

Gaming & Metaverse

Enable NPCs and in-game agents to transact safely. Real-time risk scoring for virtual economies.

Simple Integration

10 minutes from API key to first prediction

# Python Client Library (Async)
from agentguard.ml_client import AgentGuardMLClient

client = AgentGuardMLClient()

agent_profile = {
    "agent_vertical": "shopping",
    "control_model": "hybrid",
    "avg_txn_value_usd": 120.0,
    "monthly_txn_count": 450,
    "uses_visa_tap": True,
    "human_in_loop": True,
    "kyc_level": "enhanced"
}

# Get AgentScore + PSP Odds in one call
result = await client.predict_oracle(agent_profile)

print(f"AgentScore: {result['score']}")
print(f"Risk Band: {result['risk_band']}")
print(f"Best PSP: {result['recommended_psp']}")
print(f"Approval Odds: {result['psp_odds']}")

# Output:
# AgentScore: 94.2
# Risk Band: Excellent
# Best PSP: Checkout.com
# Approval Odds: {'checkout': 0.81, 'braintree': 0.64, ...}

Early Access Pricing

First 100 developers get preferential pricing + equity options

DEVELOPER
Free
1,000 requests/month
  • ✓ All 3 APIs
  • ✓ Python client library
  • ✓ 30-day audit logs
  • ✓ Email support
Join API Waitlist
MOST POPULAR
PRODUCTION
$299/mo
100,000 requests/month
  • ✓ Everything in Developer
  • ✓ 99.9% uptime SLA
  • ✓ Priority support
  • ✓ Custom alerts
  • ✓ White-label option
Join API Waitlist

🚀 First 100 developers: 5-10% equity option available for strategic partners building in public

Build the Future of Commerce

The first developers who build with AgentGuard will define how autonomous agents transact.

Get Your API Key Now →

Free tier • No credit card required • 10-minute integration