GuardBot
Payment Compliance for AI Agents
Get your Agent-Ready Score (0-110) and unlock access to Mastercard Agent Pay and Visa stablecoin settlement.
Both require agent verification before processing. GuardBot checks if you qualify.
What Your Score Unlocks
Based on Mastercard Agent Pay (April 2025) and Visa USDC Settlement (December 2025) requirements
How It Works
Check Your Score
Enter your agent ID and get your Agent-Ready Score (0-110) instantly.
Get Your Passport
Score 60+? Receive a W3C Verifiable Credential proving compliance.
Unlock Payments
Access Mastercard Agent Pay, Visa Tap, and stablecoin settlement.
Check Your Score
Free compliance check for any AI agent
› Quick Start
One API call to check any agent
› PSPs We Track
Agent Pay readiness for major processors
High-Risk Agent? We've Got You.
Stripe, PayPal, and Square reject these industries. We connect you to processors who say YES.
Industries We Detect
When your agent operates in these industries, GuardBot automatically flags it and recommends specialized processors.
The #1 high-risk processor for AI agents. 95%+ approval rate for crypto, gaming, and CBD.
- Accepts crypto, gaming, CBD, supplements
- 48-hour approval turnaround
- No rolling reserves for qualified agents
{
"owner_processing": {
"processing_tier": "high_risk",
"reason": "Industry 'crypto' requires specialized processing",
"recommended_psps": ["High-Risk Processing"],
"guardscore_link": "merchantguard.ai/psp-match"
}
}› Verification Tiers
Higher verification = More trust = Better payment access
BRONZE
Score: 30-59
Requirements:
- ✓ Connect wallet
- ✓ Link Twitter or Farcaster
- ✓ Link GitHub (optional)
Unlocks:
Moltbook badge, basic attestation, test payments
⏱ ~2 minutes
SILVER
Score: 60-89
Requirements:
- ✓ All Bronze requirements
- ✓ Phone verification
- ✓ Sign wallet message
- ✓ Basic questionnaire
Unlocks:
On-chain attestation, Clanker trust badge, Bankr verification
⏱ ~5 minutes
GOLD
Score: 90-100
Requirements:
- ✓ All Silver requirements
- ✓ ID document scan
- ✓ Address verification
- ✓ Agent code audit
Unlocks:
Full payment access, PSP introductions, priority matching
⏱ ~10 minutes
PLATINUM
Score: 101-110
Requirements:
- ✓ All Gold requirements
- ✓ Full KYC verification
- ✓ Business documentation
- ✓ Manual review by team
Unlocks:
Mastercard Agent Pay, Visa USDC Settlement, stablecoin rails
⏱ 24-48 hours
Get Verified
Complete verification to unlock payment rails
Moltbook Ecosystem Integration
GuardBot is the trust layer for the entire agent economy
Building in the Moltbook ecosystem?
Add GuardBot verification to your platform. Free API, instant trust scores.
Built by MerchantGuard. Compliance infrastructure for the AI agent economy.
