⏰ 25 Days Until VAMP Fines Begin ($8 per dispute) • October 1, 2025 Estimates vary by acquirer

Advanced VAMP Risk Calculator

Matches you to likely‑fit PSPs, estimates rolling‑reserve impact, and highlights contract risks—based on real underwriting patterns.

🔬Research-Backed Analysis
Compatibility described; no affiliation or endorsement implied.

Advanced VAMP Risk Calculator

PSP provider matching • Rolling reserve forecasting • Contract risk analysis
Research-backed analysis. Educational readiness tool; thresholds and fees vary by acquirer.

What Makes This Different

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Real PSP Matching

Matches your risk profile with actual PSP providers (Durango, First Card, Easy Pay) with real approval times and pricing

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Reserve Impact Calc

Shows exact rolling reserve amounts, days held, and annual opportunity cost based on your risk level

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Contract Risk Analysis

Warns about liquidated damages, ETF clauses, and personal guarantees before you sign

📚 Research-Backed Analysis

This calculator is powered by comprehensive research of high-risk merchant account providers, including detailed analysis of Durango, First Card Payments, Easy Pay Direct, PayKings, Soar Payments, and High Risk Pay. Every recommendation is backed by industry data and real-world underwriting requirements.