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Bluevine

Banking + credit lines for SMBs

Banking Platform (Not a PSP)

Banking + lending. Pair with Stripe, Square, or other PSP.

Open Account

Account Types

Business CheckingLine of CreditInvoice Factoring

Fees

Monthly Fee
$0 (waived with $2500 balance)
Wire Transfers (Domestic)
$10 (domestic)
International Wire
Not offered
ATM Withdrawal
$2.50

Best For

  • SMBs
  • E-commerce
  • Service Businesses

Not Recommended For

  • High-Risk
  • Startups without revenue

KYB Requirements

Entity Type
LLC, Corporation, Sole Prop
Minimum Deposit
$0
Time in Business
6+ months (for credit)
Documentation Required
  • • EIN
  • • Bank statements
  • • Revenue docs

Key Features

  • Business checking
  • Line of credit
  • Invoice factoring
  • 1.5% interest on balances
  • Mobile app

Pros

  • Earn interest on checking
  • Access to credit
  • Good for established businesses
  • Solid mobile app

Cons

  • Credit line requires revenue
  • Some monthly fees
  • Limited international
  • No physical branches

Available Regions

US

Ready to Open an Account?

Bluevine is ideal for smbs. Most applications are reviewed within 24-48 hours.

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