Crypto Payment Processing Rates
Cut your payment processing fees by 70-90% with stablecoins. No chargebacks. No rolling reserves. Instant settlement.
Crypto Payment Coach
Cut Your Payment Processing Fees
Learn how stablecoins can save you 70-90% on processing fees with no chargebacks.
Learn About Crypto Payments
Quick Fee Comparison
| Provider | Rate | Chargebacks |
|---|---|---|
| Stripe | 2.9% + $0.30 | Yes + $15 fee |
| PayPal | 3.49% + $0.49 | Yes + $20 fee |
| High-Risk PSP | 4-8% | Yes + reserves |
| USDC/USDT | 0.5-1% | None |
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Calculate My SavingsUnderstanding Crypto Payment Processing Rates in 2025
As traditional payment processing fees continue to rise, more businesses are turning to cryptocurrency and stablecoin payments to reduce costs. With rates as low as 0.5-1% compared to the 2.9-4% charged by card processors, the savings can be substantial.
Stablecoins like USDC and USDT offer a unique advantage: they maintain a 1:1 peg with the US dollar while providing the benefits of blockchain technology - instant settlement, no chargebacks, and lower fees.
For high-risk merchants who face even higher rates (4-8%) and rolling reserves (10-30%), stablecoin payments can be transformative. Without the threat of chargebacks or frozen funds, businesses can operate with more financial certainty.
Who Benefits Most from Crypto Payments?
- High-risk merchants paying premium processing rates
- Businesses with high chargeback rates
- International sellers dealing with currency conversion
- Subscription and recurring billing businesses
- E-commerce with high average order values
