MerchantGuard™Cut your disputes ~40% in 7 days
Step-by-step RDR/CDRN setup before the October 1st VAMP crunch. Templates, calculator, and the exact rules to copy/paste.
What You Get
- ✅ 7-day implementation timeline
- ✅ Copy/paste RDR rules (JSON format)
- ✅ Email templates for resolution notices
- ✅ Cost/benefit calculator ($240/month savings example)
- ✅ PSP activation guide (Stripe/Adyen/Checkout.com)
The Problem
- 🔥 VAMP excessive at 2.20% (drops to 1.50%)
- ⚠️ Acquirers enforce limits at 0.50-0.70%
- 💰 $8 penalty per dispute above threshold
- 🏦 Account reserves and terminations
- 📈 Internal alerts needed at 0.40-0.45%
Why RDR/CDRN Works
Stops TC15 from VAMP
RDR pre-disputes remove non-fraud transactions from counting in VAMP ratios
$19 flat fee
Much cheaper than $8+ dispute fees plus operational costs
5-10 days activation
RDR: 5-10 days setup. CDRN/Ethoca alerts: 24-48h via resellers
Inside the Guide
📋 Implementation Checklist
- Day 1: Turn on RDR with PSP
- Day 3: Add CDRN/Ethoca alerts
- Day 4: Publish 1-page SOP
- Day 5: Prep CE 3.0 evidence pack
- Day 6: Polish descriptors/policies
- Day 7: Baseline & review metrics
🔧 Ready-to-Use Tools
- • Conservative rule recipe: ≤$25, first-time, ≤7 days
- • Email templates (resolution notice, shipping)
- • Cost/benefit calculator
- • PSP matrix (Stripe/Adyen/Checkout.com)
- • CE 3.0 evidence checklist for fraud removal
- • Weekly tracking sheet template
⏰ Why October 1st Matters
Internal alerts at 0.40% (Yellow) and 0.45% (Red) reflect acquirer enforcement reality. Act before reserves and terminations hit.
With 100 disputes/month → ~$240/month net savings on fees alone, plus avoided VAMP risk and reserves.
RDR QuickStart Guide
One-time purchase • Instant download
• Instant processing with Stripe • All major cards accepted
20% discount applies to USDC payments only. Not combinable with other offers.
*Fees vary by PSP contract. Guide includes templates and rules for immediate implementation.
Works with Stripe/Adyen/Checkout.com or via resellers like Chargeback.io. Brazil merchants: PIX MED is separate from RDR/CDRN.