MerchantGuard™Stripe Banned You?
PayPal Won't Approve You?
Get matched with processors that ACCEPT high-risk businesses
AI-powered • 60 seconds • 11 questions • 100% free
🔒 Anonymous • No business name required
🔒 Anónimo • No se requiere nombre de la empresa
🔒 Anônimo • Nome da empresa não necessário
No signup • No credit card • Takes 60 seconds
Opens in Telegram (mobile & desktop)
100% Anonymous • No Business Info Required
✓No business name needed
✓No company details stored
✓Just estimates (not exact numbers)
✓We don't report to PSPs or banks
Example: We ask "~$50K/month" not "$47,329.42". We ask "~1% chargeback rate" not your exact data. We don't know who you are and don't need to for the free assessment.
Want more accuracy? You can optionally upload CSV statements (available now, $49/month - will be $99 when live) or connect Stripe/PayPal (coming Q1 2026) for verified scoring with your real data.
Processors That Accept HIGH-RISK Businesses
Plus 10+ more specialized processors for your industry & region
Rejected by a Specific PSP?
See our in-depth guides with approval odds, timelines, and alternative processors for each major PSP
Stripe Alternatives
Stripe rejected you? See 7 alternatives with 86% approval rates for high-risk businesses
PayPal High-Risk
Escape 180-day rolling reserves. Alternative processors with better risk tolerance
Square Alternatives
Square shut you down? See processors with fair appeal processes and faster fund release
Checkout.com Approval
Maximize your Checkout.com approval odds. Gaming, crypto, high-volume businesses
Each guide includes ML-predicted approval odds, pricing comparison, and step-by-step application tips
Get Matched in 3 Simple Steps
ANSWER 11 QUESTIONS
Industry, region, entity type, monthly volume, chargeback rate, business age, fraud rate
Takes 60 seconds in Telegram
AI ANALYZES YOUR BUSINESS
Our AI analyzes your risk profile using real PSP approval patterns
Matches you with 3-5 processors
GET YOUR MATCHES
See which processors accept you. Approval odds, rates, requirements
Direct intro if needed
📊 YOUR PROCESSOR MATCHES (ML-POWERED)
1. ⭐ Durango Merchant Services
• Accepts: CBD, Gaming, Crypto, High-CB profiles
• Rates: 3.5-4.5% + $0.30
2. 🇺🇸 PaymentCloud
• Accepts: High-risk US/International merchants
• Rates: 3.49-5.99% + $0.25
• Features: 24-48hr approval, merchant cash advance
3. 🇲🇽 Conekta
• Accepts: Corporate entities preferred
• Rates: 3.6% + $3 MXN
• Features: 68% approval, OXXO + SPEI
These are ML-based estimates intended to inform your decision. Final outcomes depend on the processor's underwriting policies and your implementation of recommended mitigations.
Get Your GuardScore™ Results →Want Even More Accurate Matching?
The free anonymous assessment gives you solid matches.
For precision scoring with your real data, choose an option below.
Connect Stripe or PayPal
Automatic Data Sync • Most Accurate
One-click connection to your Stripe, PayPal, or Square account. We automatically pull transaction summaries for real-time GuardScore updates.
✓ Real chargeback rate, not estimates
✓ Daily automatic updates (no manual uploads)
✓ Works with Stripe, PayPal, Square
✓ VAMP compliance monitoring
Privacy: Secure OAuth connection (like "Sign in with Google"). We only read transaction summaries—never customer names, card numbers, or PII.
Coming Q1 2026: Stripe Connect integration
(PayPal & Square to follow)
Upload CSV
Manual • Works With Any PSP
Download monthly statements from your processor and upload as CSV. Works with any PSP—especially high-risk processors without APIs.
✓ Works with ANY processor (Durango, Openpay, Conekta, etc.)
✓ Upload once per month for score updates
✓ Track trends over time
✓ Compliance dividend rewards
Privacy: Upload just the summary data (monthly totals, CB counts). We don't need individual transaction details.
CSV upload available now for verified scoring ($49/month - will be $99 when live).
Stripe/PayPal connection coming Q1 2026 (automatic sync).
Start with free anonymous assessment, upgrade anytime.
Perfect For High-Risk Merchants
CBD & Cannabis
PayPal/Stripe ban Get matched with accepting PSPs
Gaming & iGaming
Age verification, high chargebacks Get specialized PSPs
Crypto & NFTs
Fiat on-ramps, high risk Get crypto-friendly processors
Brazil/LATAM
VAMP compliance, entity requirements Get local & regional PSPs
Nutra & Supplements
High CB rates, chargebacks Get high-risk PSPs
Dropshipping
Long delivery times, disputes Get merchant-friendly PSPs
Forex & Trading
Financial services, KYC required Get licensed PSPs
High Chargeback
>1% CB rate, VAMP violations Get second chances
500+ High-Risk Merchants Found Their Match
"Stripe banned my CBD store. Found the right processor through MerchantGuard™ in 60 seconds. Approved in 3 days with better rates."
— Carlos M., CBD E-commerce
São Paulo, Brazil
"PayPal froze $40K. Used the PSP matching tool and switched to Openpay. Back in business in 48 hours."
— Ana R., Gaming Platform
Mexico City, Mexico
"Finally found a processor that accepts crypto businesses. The AI matching saved me weeks of research."
— João S., Crypto Exchange
Lisbon, Portugal
Find match in 60 sec
Get approved after match
Approval timeline
Frequently Asked Questions
❓ How accurate is the AI matching?
Yes! Our AI model analyzes your business profile and matches you with processors based on real PSP approval patterns. The anonymous assessment gives you solid matches (87% approval rate). For even more precision, you can optionally connect your real PSP data via API or upload CSV statements for verified scoring.
❓ What's the difference between anonymous and verified scoring?
Anonymous (Free): Based on estimates you provide (~$50K/mo, ~1% CB rate). Fast, private, good matches. Available now. Verified via CSV Upload (Available Now): Upload monthly processing statements from any PSP. More accurate approval odds, trend tracking, VAMP monitoring. $49/month (will be $99 when live). Verified via PSP Connection (Coming Q1 2026): One-click connection to Stripe/PayPal/Square. Fully automated daily updates, most accurate. Launching Q1 2026.
❓ Is this really free?
The anonymous PSP matching is 100% free forever. No credit card, no signup, no catch. We offer premium tools ($49/month for monthly monitoring with CSV uploads - will be $99 when live, $199-$499 emergency kits), but the basic matching is always free.
❓ If I connect my processor, what data do you access?
When you connect Stripe/PayPal/Square (coming Q1 2026), we use secure OAuth (like "Sign in with Google"). We only read transaction summaries: total volume, chargeback count/rate, refund rate, transaction count. We never see customer names, card numbers, emails, addresses, or any personally identifiable information. It's read-only access to aggregate metrics only.
❓ When will automatic PSP connection be available?
We're building Stripe Connect integration now, launching Q1 2026. PayPal and Square integrations will follow. In the meantime, merchants can get verified scoring by uploading CSV statements monthly ($49/month - will be $99 when live). This works with any processor including high-risk PSPs like Durango, PaymentCloud, and Conekta that don't offer API access.
Stop Getting Rejected.
Get Matched in 60 Seconds.
Join 500+ high-risk merchants who found processors that accept them
🚀 Start Free Assessment in TelegramNo signup • No credit card • 100% free • Takes 60 seconds
*AI risk analysis model based on real PSP approval patterns and payment industry data. Anonymous assessments provide estimated matches; verified scoring available via CSV upload (available now) or PSP connection via OAuth (Stripe/PayPal/Square, coming Q1 2026) for precision results.
Educational readiness tools; thresholds and fees vary by acquirer. We do not submit applications, negotiate terms, or guarantee approvals.