Portable, verifiable reputation for compliant merchants

A non‑transferable, on‑chain credential that proves your good behavior—without putting sensitive data on a blockchain. You control access. PSPs verify authenticity in seconds.

What it is

  • Soulbound credential: tied to your wallet; on‑chain holds only hashes, not PII.
  • Evolves as you operate: GuardScore™ reflects real metrics (disputes, refund latency, policy coverage).
  • Portable: share verifiable status with any PSP via short‑lived access.

How it works

  1. We compute GuardScore™ and sign off‑chain claims (e.g., "90‑day chargeback rate 0.28%").
  2. We anchor only cryptographic hashes + your public wallet on‑chain.
  3. You grant a secure link; PSP fetches encrypted claim, hashes it, and matches to the on‑chain hash.
  4. Revisions & revocations are supported; old claim hashes are marked invalid.

Why PSPs care

  • Faster diligence with cryptographic integrity checks.
  • Lower risk: merchants under network/Pix thresholds are cheaper to support.
Coming Soon

MerchantGuard provides educational tooling and attestations, not money transmission or custodial services.