Limited to 500 Businesses

500 Businesses Get
Premium Free for 1 Year

Full $99/month Premium subscription. No credit card. No catch. Just free tools to help you scale safely.

Worth $1,188 per business

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🔥 487 spots remaining

We've Been Where You Are

Getting frozen by Stripe. Scrambling to find a new PSP. Losing sleep over chargeback rates. We built MerchantGuard because we lived through these nightmares.

Now we're giving 500 startups the tools we wish we had. Full Premium access. No credit card. No strings attached.

What You Get (Full Premium)

Real-Time GuardScore Tracking

Monitor your compliance score 24/7. See exactly where you stand.

Premium Portal Access

Full dashboard with AI recommendations, PSP matching, and analytics.

100% Point Earning

Earn full points for leaderboard rewards. Free tier only gets 10%.

Weekly Benchmark Reports

Compare your performance to similar merchants. Spot issues early.

Priority Email Support

Get help when you need it. 24-hour response time.

Monthly Compliance Quizzes

Stay sharp on VAMP, RDR, and best practices. Earn rewards.

Who's Eligible?

Processing <$100K/month in volume
Been in business <2 years OR facing compliance issues
Willing to provide feedback and testimonials
Active on Telegram (daily check-ins for streak tracking)
Committed to monthly progress updates

How It Works

1

Apply

Fill out simple form. Tell us your biggest challenge.

2

Review

We review within 48 hours. Check your email.

3

Onboard

Get instant Premium access. Start tracking today.

4

Grow

Monthly check-ins. Build your compliance streak.

5

Decide

After 12 months: upgrade ($99/mo) or downgrade (free).

Frequently Asked Questions

How much does GuardScore cost?

100% FREE forever for everyone for life. No credit card required. You get 1 free GuardScore assessment per month for life, plus access to our free public alerts channel (Telegram + portal) with industry-wide compliance updates. This includes your compliance score (0-100), risk factor breakdown, and PSP approval predictions. Businesses that complete KYB (Know Your Business) verification get even more free benefits including enhanced risk analysis and priority processor matching. Premium plans ($19.99/month) unlock unlimited assessments, personalized alerts tailored to YOUR business, and advanced compliance tools.

What's included in the Premium portal?

Premium members ($19.99/month) get: unlimited GuardScore checks, personalized compliance alerts tailored to your business (via Telegram + email + portal dashboard), automated PSP matching updates, predictive chargeback detection, dispute response generator, Compliance Dividend rewards, and priority 24-hour support. Free users get public alerts for everyone; Premium gets alerts specific to YOUR volume, industry, and risk factors. Plus exclusive compliance resources, industry-specific guides, and direct processor introductions.

What is a high-risk backup account and why do I need one?

A high-risk backup account is a secondary payment processor ready to activate if your primary account gets frozen or terminated. Stripe/PayPal/Square can freeze accounts with 24 hours notice, locking your funds for 90-180 days. Having a pre-approved backup processor means you can restore revenue within 48-72 hours instead of losing months of sales. We help match you with backup processors that specialize in your industry and risk profile.

More questions about the Startup Program?

Ask Our AI Coaches →

Ready to Get Started?

Join 13 businesses already accepted. Don't miss your chance to get $1,188 in value completely free.

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No credit card required • 48-hour approval • 487 spots left