MerchantGuard™Free GuardScore™ Check
Know Your Payment Risk in 60 Seconds
GuardScore™ is a free payment compliance risk assessment that analyzes your merchant account health in 60 seconds. Get your exact score (0-100), see which payment processors will approve you, and discover your biggest risk factors—no signup or credit card required.
Instant Results
Get your full GuardScore™ report in 60 seconds
No Signup Required
Zero friction—start checking immediately
See Your Exact Score
0-100 score with detailed risk breakdown
Takes 60 seconds • No email required • 100% free
Trusted by 10,000+ Merchants
What You'll Get
Your free GuardScore report includes everything you need to understand and improve your payment risk profile
Your Exact Score (0-100)
See your precise payment compliance score with clear LOW, MEDIUM, or HIGH risk classification
Processor Match List
Which payment processors are likely to approve your account based on your specific risk profile
Risk Factor Analysis
Detailed breakdown of what's hurting your score: chargebacks, fraud rates, industry risk, and compliance gaps
Improvement Actions
Specific, actionable steps you can take today to improve your GuardScore and increase approval odds
VAMP Compliance Status
Are you above or below the Visa/Mastercard VAMP thresholds? Get early warning before penalties hit
Next Steps Guidance
Custom recommendations based on your score: which processors to apply to, what to fix first, backup strategies
Frequently Asked Questions
What is a GuardScore?
GuardScore is a 0-100 payment compliance risk score that predicts your likelihood of payment processor approval. It analyzes your chargeback rate, fraud levels, industry risk, and compliance factors to give you an instant assessment of your merchant account health.
Is the GuardScore check really free?
Yes, completely free. No signup required, no credit card needed, and no hidden fees. You get your full GuardScore report in 60 seconds with actionable recommendations to improve your payment risk profile.
How accurate is the GuardScore?
GuardScore uses AI models trained on 70,000+ merchant scenarios and real payment processor approval patterns. Our predictions have 74% accuracy for PSP approval outcomes, making it the most reliable merchant risk score available.
What can I do with my GuardScore?
Your GuardScore shows you which payment processors are likely to approve your account, identifies your biggest risk factors, and provides specific actions to improve your score. Use it to prepare PSP applications, reduce chargebacks, and avoid account freezes.
How is GuardScore different from a credit score?
Credit scores measure your ability to repay debt. GuardScore measures your payment processing risk—chargebacks, fraud, VAMP compliance, and PSP approval likelihood. You need both: good credit gets you approved, good GuardScore keeps your account active.
Do I need to provide my payment data?
For the most accurate score, yes. But your data never leaves your browser—all calculations happen client-side. We use bank-grade encryption and never store your sensitive transaction data on our servers.
Ready to Check Your GuardScore?
Get your free payment risk assessment in 60 seconds. No signup, no credit card, no BS—just your score and what to do about it.
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