GuardScore™
The Credit Score for Payment Processing
95% of merchants get funds frozen without warning. Our AI tracks 8 risk factors that trigger freezes. Know your risk in 60 seconds, get matched to processors that accept you.
"Almost lost $47K to a funds freeze. GuardScore flagged my chargeback spike early—fixed it before Stripe locked my account. Avoided a 30-day hold."
AI-Powered Payment Risk Intelligence
Every GuardScore is powered by AI that provides accurate risk assessments and PSP approval predictions in 60 seconds through our simple Telegram bot.
*AI-powered risk analysis using Claude API. Scoring model trained on synthetic payment data combined with real PSP approval patterns. For educational purposes.
How It Works
Check Your Risk (60 Seconds)
Answer 8 questions via Telegram. Get instant AI-powered GuardScore + PSP matches. Free, no signup required.
Get AI-Powered PSP Matches
See which processors accept YOUR business based on 70K real applications. Regional requirements, fees, timelines.
Track Compliance (Optional)
Connect via OAuth or upload CSV. Build compliance streak, earn credits. (Q1 2026)
Compliance Dividend™
5 minutes a month to protect your company. Stay compliant, earn Premium.
- • Verified month = OAuth connected + Green/Amber score + adequate data coverage
- • Maintain healthy monthly GuardScore to earn rewards
- • CSV earns 30-day Provisional; OAuth required for 90/180/365
Credits have no cash value, are non-transferable, and may change. Eligibility requires KYB, an active OAuth connection, and sufficient data coverage/volume.
Why GuardScore?
Track Your Metrics
Upload payment statements to track VAMP ratio, chargeback trends, and compliance history over time.
Build Your History
Track compliance over time. Show processors and banks you're serious about risk management.
Earn Rewards
Monthly check-ins build your compliance streak. Launch Q1 2026: earn Premium credits for verified streaks.
PSP Matching for Every Region
Get personalized processor recommendations based on your industry, location, and risk profile—not just generic advice.
North America
Europe
Latin America
Asia-Pacific
Middle East & Africa
GuardScore analyzes your industry, geography, and risk metrics to recommend processors that actually work with businesses like yours.
Protect Your Revenue
VAMP enforcement is live. Get production-ready playbooks to stay compliant and prevent shutdowns.
Complete Prevention Kit
AI-generated 10-page risk analysis + 90-day compliance roadmap + PSP approval strategy + 12-month premium alerts
Get Complete KitInstant Telegram delivery • 7-day guarantee • No mandatory subscription
AI Agent Compliance Alerts
The only AI agent monitoring payment compliance 24/7. Get early warnings on policy shifts, processor bans, and compliance changes before they shut you down.
Self-Learning Intelligence
Learns from real merchant outcomes. Predictive accuracy improves with every alert processed.
45+ Live Sources
GitHub commits, regulatory filings, CFPB complaints, merchant forums, PSP docs. Monitored 24/7.
Pattern Recognition
Identifies policy shifts 2-14 days before official announcements. Proprietary merchant data advantage.
Ready to Build Your Compliance Reputation?
Start tracking your compliance streak today. 100% free to start.
Launch GuardScore - Free