Authorize.Net
Payment gateway pioneer
Not sure if you qualify?
This provider focuses on low‑risk businesses. If you sell CBD, supplements, gaming, or dropshipping, check your approval odds first—there are better matches.
Recommended: GOLD tier (≥ 75).
2‑minute check. No credit card. Helps you avoid rejections and flags.
Pricing
Card Processing Fee
2.9% + $0.30 (varies by processor)
Monthly Fee
$25
Setup Fee
$0
Best For
- E-commerce
- Retail
- Subscription
Not Recommended For
- High-Risk
- CBD
- Adult
Approval Requirements
Entity Type
Any (need separate merchant account)
Minimum Revenue
$0
Time in Business
0 months
Documentation Required
- • Merchant account
- • Business info
Key Features
- Payment gateway only
- Advanced fraud detection
- Recurring billing
- Virtual terminal
- Customer profiles
Pros
- Industry standard
- Reliable uptime
- Strong fraud tools
- Lots of integrations
Cons
- Not a full processor
- Monthly fees
- Dated interface
- Requires separate merchant account
Available Regions
USCAUKAU
Ready to Apply?
Based on your business profile, Authorize.Net is ideal for e-commerce.
Apply to Authorize.Net
MerchantGuard™