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Mercado Pago

LATAM super-app payments (MercadoLibre)

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Most merchants get rejected on their first application. Run your free GuardScore to see your approval odds before you apply.

Recommended: SILVER tier (≥ 65).

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2‑minute check. No credit card. Helps you avoid rejections and flags.

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Pricing

Card Processing Fee
4.99% (BR domestic)
Monthly Fee
$0
Setup Fee
$0

Best For

  • Brazil
  • Argentina
  • LATAM Marketplaces
  • E-commerce

Not Recommended For

  • US-Only
  • Enterprise

Approval Requirements

Entity Type
Any
Minimum Revenue
$0
Time in Business
0 months
Documentation Required
  • • CPF/CNPJ
  • • Bank account

Key Features

  • pix
  • boleto
  • installments
  • usdc
  • QR code payments
  • Marketplace split payments
  • MercadoLibre integration
  • Point of sale

Pros

  • Largest LATAM wallet (50M+ users in BR)
  • Native Pix and USDC support
  • Fast onboarding
  • Marketplace ecosystem

Cons

  • Higher domestic fees
  • Account freezes for high-risk
  • Limited enterprise customization
  • Dispute resolution favors buyers

Available Regions

BRARMXCOCLPEUY

Ready to Apply?

Based on your business profile, Mercado Pago is ideal for brazil.

Apply to Mercado Pago