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PaymentCloud

High-risk specialist - CBD, supplements, nutraceuticals

FEATURED PARTNER
Not sure if you qualify?

PaymentCloud accepts high‑risk businesses, but requires strong compliance. Run your GuardScore to see what they'll check before you apply.

Recommended: SILVER tier (≥ 60).

Apply Anyway

2‑minute check. No credit card. Helps you avoid rejections and flags.

Apply to PaymentCloud

Pricing

Card Processing Fee
3.5-5.5% + $0.30
Monthly Fee
$25-$99
Setup Fee
$0-$299

Best For

  • CBD
  • Supplements
  • Nutraceuticals
  • High-Ticket

Not Recommended For

  • Adult
  • Firearms
  • Gambling

Approval Requirements

Entity Type
LLC or Corporation (required)
Minimum Revenue
$10K/month
Time in Business
3+ months
Documentation Required
  • • Business license
  • • Bank statements
  • • Product samples
  • • Supplier invoices

Key Features

  • High-risk approval specialists
  • Dedicated account manager
  • Custom underwriting
  • Chargeback mitigation tools
  • Next-day funding

Pros

  • Accepts CBD and supplements
  • High approval rate for high-risk
  • Real human underwriters
  • Flexible terms

Cons

  • Higher fees than Stripe
  • Longer onboarding (5-10 days)
  • Monthly minimums
  • Rolling reserves (10-20%)

Available Regions

US

Ready to Apply?

Based on your business profile, PaymentCloud is ideal for cbd.

Apply to PaymentCloud