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Soar Payments

High-risk merchant accounts

Not sure if you qualify?

Soar Payments accepts high‑risk businesses, but requires strong compliance. Run your GuardScore to see what they'll check before you apply.

Recommended: SILVER tier (≥ 55).

Apply Anyway

2‑minute check. No credit card. Helps you avoid rejections and flags.

Apply to Soar Payments

Pricing

Card Processing Fee
3.5-5.5% + $0.30
Monthly Fee
$49-$149
Setup Fee
$299-$599

Best For

  • Subscription
  • E-cig
  • Nutra
  • Travel

Not Recommended For

  • Adult
  • Crypto

Approval Requirements

Entity Type
LLC or Corporation
Minimum Revenue
$20K/month
Time in Business
6+ months
Documentation Required
  • • Processing statements
  • • Business license
  • • Product info

Key Features

  • High-risk specialists
  • Chargeback management
  • Multiple MIDs
  • Virtual terminal
  • Recurring billing

Pros

  • Experienced with high-risk
  • Multiple backup accounts
  • Good approval rate
  • Responsive support

Cons

  • High setup fees
  • Large reserves
  • Long onboarding
  • Monthly minimums

Available Regions

USCA

Ready to Apply?

Based on your business profile, Soar Payments is ideal for subscription.

Apply to Soar Payments