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Square

Best for brick-and-mortar and local businesses

Not sure if you qualify?

Most merchants get rejected on their first application. Run your free GuardScore to see your approval odds before you apply.

Recommended: GOLD tier (≥ 70).

Apply Anyway

2‑minute check. No credit card. Helps you avoid rejections and flags.

Apply to Square

Pricing

Card Processing Fee
2.6% + $0.10 (in-person) / 2.9% + $0.30 (online)
Monthly Fee
$0
Setup Fee
$0

Best For

  • Retail
  • Restaurants
  • Services

Not Recommended For

  • High-Ticket
  • Global E-commerce
  • High-Risk

Approval Requirements

Entity Type
Any
Minimum Revenue
$0
Time in Business
0 months
Documentation Required
  • • Email
  • • Bank account
  • • ID

Key Features

  • Free POS hardware
  • Inventory management
  • Employee management
  • Marketing tools
  • Same-day transfers

Pros

  • Free hardware
  • Great for in-person
  • Easy setup
  • All-in-one platform

Cons

  • Transaction limits ($10K/day)
  • Holds without warning
  • Limited international support
  • Poor for e-commerce

Available Regions

USCAUKAUJP

Ready to Apply?

Based on your business profile, Square is ideal for retail.

Apply to Square