VAMP Survival Audit

A deep compliance audit that tells you exactly where you stand on VAMP. your real ratio, which processors will cut you, and the step-by-step plan to get below thresholds before fines start.

$499one-time

Delivered within 48 hours. 30 days of follow-up support included.

What You Get

Exact VAMP Ratio Calculation

We apply the real formula. (TC40 fraud × 2 + all chargebacks) ÷ settled CNP. not the simplified version. Know your exact number.

Processor Shadow Threshold Map

Your processors terminate before Visa acts. We check Stripe (0.65%), Adyen (0.4%), Square (0.55%), PayPal (1.0%) and tell you who's about to cut you.

Full GuardScore Report (PDF)

Your compliance score broken down: chargeback rate, fraud stack, auth optimization, volume analysis, and processor health. with specific action items.

Custom Remediation Plan

Step-by-step timeline: which tools to add, which alerts to set, which disputes to fight, and exactly how to get below 0.9% within 45 days.

PSP Backup Strategy

If your current processor is likely to terminate, we identify 3-5 backup processors matched to your industry, volume, and risk profile.

30-Day Priority Support

Direct access to Guard AI for follow-up questions. Ask about specific disputes, processor changes, or compliance updates as you implement the plan.

This Audit Is For You If:

Your chargeback rate is above 0.5% and rising
You got a VAMP early warning letter from Visa or your processor
Your processor is threatening to terminate or increase reserves
You're in a high-risk vertical (CBD, nutra, subscriptions, adult, crypto, gaming)
You process $50K+ monthly and can't afford a MATCH list entry
You don't know your real VAMP ratio (most merchants don't)

The Math: $499 vs $25,000+

Without Audit

$25,000+ monthly VAMP fines
$10,000-$50,000 reserve increase
MATCH list = 5 years blacklisted
Lost processor = lost revenue

With Audit ($499)

Know your exact VAMP ratio
45-day remediation plan
Backup PSP strategy ready
Sleep at night

Get Your VAMP Survival Audit

$499 one-time. Delivered within 48 hours.

Secure Stripe checkout|One-time payment|All sales final

2,800+

Hours of compliance research powering Guard

Industry verticals covered (CBD, crypto, nutra, gaming...)

24+

Payment processors in our approval database

Frequently Asked Questions

What exactly do I receive?

How quickly will I receive the audit?

Is there a refund policy?

What data do I need to provide?

Can I just use the free GuardScore instead?

What if my situation changes after the audit?

Refund Policy

The VAMP Survival Audit is a digital consulting service. All sales are final. No refunds will be issued. By purchasing, you acknowledge that our team will begin work on your audit immediately upon receiving your intake form, and that the deliverables (PDF report, remediation plan, 30-day support access) constitute the full service. This policy is disclosed at checkout via Stripe before payment is processed. If you have questions before purchasing, use the free Guard AI coach or email john@merchantguard.ai.

Get Your Audit. $499

or check your free GuardScore first

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