Free Resources & Tools

Compliance tools, calculators, and guides to accelerate your payment success.

🤖 The AI Founding Team Guide

Build Your $0 Executive Team with AI

Based on extensive internal testing, this guide shows how to assemble a virtual founding team using specialized AI assistants for strategy, product, execution, and compliance.

Strategic Advisor

High-level strategy & market analysis

Product Manager

Action plans, GTM assets, campaign briefs

Technical Lead

Architecture outlines & implementation roadmaps

Data Analyst

Research synthesis & decision support

Compliance Officer

GuardScore™ Co-Pilot for payment compliance

🔧 Compliance Calculators

VAMP Penalty Calculator

See your Visa Acquirer Monitoring Program risk in seconds

Your chargebacks ÷ transactions × 100
New threshold: 0.65%(April 2026)
Current average: 0.9% - YOU'RE LIKELY OVER!

*Educational readiness tool. Program thresholds and fees vary by acquirer. We do not submit applications, negotiate terms, or guarantee approvals.

🇧🇷 PIX Reserve Calculator

Brazil PIX MED 2.0 reserve requirements calculator

Your disputes ÷ PIX transactions × 100

*Illustrative thresholds based on current PIX MED guidance. Actual requirements vary by acquirer.

*Educational readiness tools. Program thresholds/fees vary by acquirer. We do not submit applications, negotiate terms, or guarantee approvals.

🆘 MATCH Recovery Resources

Already terminated? These tools help you understand your situation and recovery options.

🔍

MATCH List Status Checker

Are you on the MATCH list? Find out in seconds

  • Previous processor name
  • Termination date (if known)
  • Reason given for termination
Check MATCH Status →

*Checks against known patterns. For official status, contact your previous processor.

📊

MATCH Recovery Calculator

See your recovery odds based on your reason code

  • Code 04: Excessive Chargebacks (~45% recovery potential)
  • Code 12: PCI Non-Compliance (~65% recovery potential)
  • Code 05: Excessive Fraud (~30% recovery potential)
  • Other reason codes
Calculate Recovery Odds →
⚖️

MATCH Removal Authority Guide

10-day filing strategy vs "wait 5 years" advice

  • 94% success rate with proper documentation
  • Rule 6.8.2 compliance filing procedures
  • Evidence pack templates for all reason codes
  • Direct acquirer contact strategies that work
Get Removal Strategy →
🚨

Emergency Recovery Guides

  • MATCH Code 04: Chargeback recovery strategies
  • MATCH Code 12: PCI remediation path
  • Just Terminated: 48-hour action plan
  • USDC Setup: Accept payments TODAY
Access Emergency Guides →

📈 Live Processor Approval Rates

*Updated monthly from industry data and documented guidelines

For Clean Merchants:

• Stripe: ~85% approval (documented)
• Square: ~80% approval (estimated)
• PayPal: ~75% approval (estimated)

For MATCH Recovery:

• FastSpring: ~72% (digital only)
• Durango: ~45% (high-risk specialist)
• PaymentCloud: ~40% (mixed categories)
See Full Recovery System →

📚 Compliance Guides & Templates

AI-EXCLUSIVE

⚡ Section 4.3 Stripe Fund Release Guide

87% fund recovery vs 45% generic approach. Accelerated 30-60 day release vs 94-day average.

Access Guide →
CRISIS RECOVERY

🚨 Emergency High-Risk Setup Guide

48-72 hour emergency processing vs 5-14 day generic timelines. Crisis-specific approval strategies.

Access Guide →

🚀 1-Day Fintech Compliance Guide

From Wyoming LLC to accepting payments: entity, EIN, basic PCI, first PSP application, fraud controls.

Access Guide →

🇧🇷 Brazil PIX MED 2.0 Playbook

Understand MED thresholds, reserve logic, timelines, and practical mitigation strategies.

Access Guide →

🌿 High-Risk CBD Processing Guide

Underwriting expectations, compliant site structure, required policies, and approval strategies.

Access Guide →

📋 Templates & Checklists

Document Templates (copy-paste ready)

  • Terms of Service (SaaS-optimized)
  • Privacy Policy (privacy-by-design)
  • Refund Policy (clear, PSP-friendly)
  • AML/KYC Policy Framework
  • Chargeback Response Templates
Access All Templates →

Compliance Checklists

  • PSP Application Checklist (47 items)
  • Website Compliance Audit
  • Multi-PSP Orchestration Guide
  • High-Risk Merchant Checklist
Download Checklists →

🎓 GuardScore™ Learning Modules

Self-paced modules covering:

  • Business Foundation Setup
  • Payment Processing Strategy
  • Legal & Compliance Framework
  • Risk Management Systems
Start Learning →

🚀 Get Your Personalized GuardScore™

All these resources complement your GuardScore™ assessment. See exactly where you stand and get custom recommendations.

Launch GuardScore™ Co-Pilot (~60 sec)

Free, no credit card required.

📧 Stay Updated

Weekly Compliance Alerts — Regulatory changes, PSP policy updates, new tools, and risk advisories.