How MerchantGuard Works
The intelligence system that keeps you compliant, profitable, and scaling.
GuardScore™ - Your Compliance Health Score
A unified view of your compliance health across payments, fraud prevention, and regulatory requirements. Think of it as a credit score for merchant risk—helping you understand exactly where you stand and what needs attention before problems arise.
- Real-time risk assessment across 50+ compliance factors
- Automated alerts when thresholds approach danger zones
- Benchmarking against industry standards and PSP requirements
- Actionable recommendations to improve your score
Two-Sided Data Flywheel
Our competitive advantage: combining soft operational data (policies, procedures, team expertise) with hard transactional data (chargeback rates, fraud patterns, customer behavior) to create the most accurate risk predictions in the industry.
Soft Data Collection
Policies, procedures, team expertise, compliance frameworks
Hard Data Integration
Transaction patterns, chargeback rates, fraud indicators, customer behavior
PSP Integration Paths
We work with your existing payment infrastructure through multiple integration options:
- Batch CSV: Nightly data exports for basic compliance monitoring
- Real-time API: Live transaction analysis and instant risk scoring
- Performance-based Revenue Share: We succeed when you succeed
Multi-PSP Orchestration Ready
The Challenge: Switching or adding payment processors often means re-proving compliance from scratch.
Our Solution: One portable GuardScore™ plus an orchestration checklist that multiple processors accept as a common evidence pack.
The Result: Add or switch providers confidently — including premium checkouts and specialized PSPs — without restarting reviews.
MerchantGuard is not affiliated with brands mentioned. Trademarks belong to their owners.
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