Stop Losing Money to
Payment Compliance Issues
Get AI-powered compliance insights, real-time alerts, and expert guidance to protect your payment processing.
Free
Get started with basics
What's Included
Starter
For growing merchants
What's Included
Compliance Dividend
Get paid to stay compliant
Then 9 months FREE + Token Playbook! Net profit: +$793
What's Included
Enterprise
For high-volume merchants
What's Included
How Compliance Dividend Works
This isn't just a discount. It's a compliance training program that earns you free months while building your merchant intelligence.
Complete Training
Pass 4 compliance quizzes (80%+) and study 4 core PDFs with Guard. This ensures you understand VAMP, RDR, PIX, and entity structures.
Stay Compliant Monthly
Keep your compliance score Green/Amber (≥75) and share monthly business insights. We help you build verifiable compliance history.
Earn Free Months
Complete 3 months compliant → Unlock months 4-12 FREE + Token Playbook. You profit $793 for staying compliant.
Why We Reward Compliance
You're not just getting paid to stay compliant. You're building verifiable Proof-of-Compliance history and learning the skills to stay out of VAMP territory, avoid chargebacks, and keep your payment processing running smoothly. We help merchants win, and reward those who put in the work.
Feature Comparison
GuardScore Analysis
Alerts & Intelligence
Integrations
Support & Services
Frequently Asked Questions
What counts as a Guard analysis?
Each time you click "Analyze with Guard" after completing a GuardScore, it uses 1 analysis. Free tier gets 1/month, Premium gets unlimited.
Can I upgrade or downgrade anytime?
Yes! You can upgrade immediately and changes take effect right away. Downgrades happen at the end of your billing cycle.
What payment methods do you accept?
We accept all major credit cards (Visa, Mastercard, Amex) and PayPal. Enterprise plans can pay via invoice.
Is there a money-back guarantee?
Yes! If you're not satisfied within the first 14 days, we'll refund your payment in full, no questions asked.
How do alerts work?
We monitor 45+ sources (PSPs, regulators, industry news) 24/7 and alert you to changes that could affect your business.
When will OAuth/Plaid sync be available?
We're targeting Q2 2025 for OAuth/Plaid integration. Premium users will get priority access when it launches.
Which Plan is Right for You?
Starter Free
You're building something. We've got your back. Get premium AI analysis, real-time compliance alerts, and expert guidance completely FREE while you grow. No credit card. No bullshit. Just pure value for builders who are grinding to scale.
Premium
You're past the startup phase and processing real volume. Unlimited everything - analyses, AI sessions, 20+ premium guides. Stay compliant, avoid disasters, and scale with confidence. $99/mo is nothing compared to one chargeback or account freeze.
Compliance Dividend
PAY $297. GET $1,090 IN VALUE. This is insane economics. Stay compliant for 3 months, earn 9 months FREE ($891) + Token Founder's Playbook ($199). You literally PROFIT $793 just for doing what you should be doing anyway. This is free money for being a good merchant.
Enterprise
You're playing with real money now. White-glove service: dedicated account manager, custom integrations, API access, PSP negotiation support. When account freezes cost you $50K+/day, this becomes your insurance policy.
For Builders & Entrepreneurs
Processing under $10K/month? Starter Free is NOT a trial. It's a full-featured compliance co-pilot that would cost you $99/mo anywhere else. We're giving it away FREE because:
1. We remember being broke builders - Credit cards are stressful when revenue is uncertain
2. You need this the MOST - Small merchants get shut down faster than anyone
3. We win when you win - When you hit $10K/mo, you'll remember who had your back
This isn't charity. This is strategy. We're betting on you. When you scale past $10K/month, you'll upgrade. And we'll be there to help you get to $100K, $500K, $1M+.
The Real Value Breakdown
That's $8,400/year in free value for merchants processing under $10K/month.
Why? Because one Stripe shutdown costs you $5K-$50K in lost revenue. One VAMP violation costs you your entire business. We're keeping 100,000+ small merchants alive. That's the mission.
THE MISSION: Keeping Merchants Alive
The Problem:
Payment processors have a monopoly on compliance intelligence. They know your risk status. They know you're at 1.4% chargebacks approaching VAMP territory. They know your dispute pattern changed. You find out when they freeze your account.
The Solution:
We built the intelligence layer PSPs have but won't share. We're giving every merchant—whether you're doing $5K/month or $5M/month—access to the same risk visibility that billion-dollar companies get.
Why the free tier exists:
The merchant processing $5K/month needs this intelligence MORE than the $5M/month merchant. Right now, compliance is a rich merchant's privilege. Large enterprises have consultants, legal teams, and relationships. Small merchants get shut down first and hardest.
We're changing that.
Processing under $10K/month gets you full access—unlimited AI analysis, real-time compliance alerts, interactive learning with Guard, the complete 20+ resource library. Not a trial. Not "basic" features. The full system.
Because payment processors shut down 100,000+ merchants every year. Most never knew they were at risk. That's what we're fixing.
When you scale past $10K/month, you'll upgrade to Premium because you'll remember who gave you the tools to survive when every dollar mattered. That's the bet we're making.
What You're Really Getting (Free Tier):
That's $8,400/year in intelligence that would cost you $500/hr from consultants.
Why?
Because one Stripe shutdown holds $47K for 180 days. One VAMP violation ends your business overnight. One missed compliance change costs you your account.
We're not just giving away software. We're giving away survival intelligence.
The payment processing industry keeps merchants in the dark until it's too late. We're the light.
Ready to Protect Your Payments?
Join merchants who've saved $100K+ in chargeback fees and avoided account freezes.
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