MerchantGuard™Stop Losing Money to
Payment Compliance Issues
Get AI-powered compliance insights, real-time alerts, and expert guidance to protect your payment processing.
FREE
Start for free
ALERT+
Perfect for growing merchants
STARTER
All features unlocked
PRO
For serious merchants
Feature Comparison
| Feature | FREE | ALERT+ | STARTER | PRO |
|---|---|---|---|---|
| Processing Volume | Everyone | Growing | $100K+/mo | $250K+/mo |
| GuardScore Assessments | 1/month | 3/month | Unlimited | Unlimited + Priority |
| AI Guard Chat | 10 msgs/month | 500 msgs/month | Unlimited | Unlimited + Advanced |
| Personalized Alerts | — | HIGH + CRITICAL | All severities | Custom rules |
| Multi-channel Delivery | — | Portal + Telegram + Email | Portal + Telegram + Email | Portal + Telegram + Email |
| OAuth Auto-Sync | — | — | ✓ | ✓ |
| Learning Resources | 12 free PDFs | 12 free PDFs | All 21 PDFs | All 21 PDFs |
| Historical Data | 3 months | 6 months | 12 months | 24 months |
| Points Multiplier | 1x | 1x | 2x | 3x |
| Priority Support | — | — | ✓ | ✓ + Account Manager |
| Price | $0/month | $19.99/month | $99/month | $299/month |
Frequently Asked Questions
Which tier is right for me?
FREE is perfect for any merchant getting started. ALERT+ ($19.99/month) is ideal for growing merchants who want personalized HIGH + CRITICAL alerts without breaking the bank. STARTER ($99/month) is for merchants processing $100K+/month who need unlimited access and OAuth auto-sync. PRO ($299/month) is for serious merchants processing $250K+/month who need enterprise-grade features and dedicated support.
What makes ALERT+ special?
ALERT+ is our most popular tier for growing merchants. For just $19.99/month, you get personalized alerts matched to YOUR industry, processors, and revenue tier. You'll receive HIGH + CRITICAL alerts (severity 8+) with 1-30 day advance warning across all 12 alert categories, delivered via portal, Telegram, and email. It's ~$160/month in value for just $19.99 - an 87% discount.
What's the difference between STARTER and PRO?
STARTER ($99/month) includes unlimited GuardScores, AI chat, OAuth auto-sync, and all features you need to stay compliant. PRO ($299/month) adds white-glove onboarding, a dedicated account manager, custom alert rules tailored to your business, priority feature requests, 24 months of historical data, and early access to new features.
Can I upgrade or downgrade anytime?
Yes! You can upgrade from FREE to ALERT+, STARTER, or PRO at any time. Your account is instantly upgraded and you'll have immediate access to all features in your new tier. You can also downgrade between paid tiers at the end of your billing period.
What happens if I exceed my processing volume tier?
Processing volume tiers are recommendations, not hard limits. If you're consistently processing more than your tier's range, we'll reach out to help you upgrade to get the most value and appropriate features for your business size. There are no surprise charges.